John Bertrand


digital banking, open banking, right to be forgotten, GDPR

Open Banking And The Legal Right To Be Forgotten

13-Sep-2017 | John Bertrand

Open banking rests on enabling customers to give consent and control to a third-party relationship involving their data and transactions. This ability to help the customer manage this relationship is

Open Banking: How To Avoid A Shipwreck

22-Aug-2017 | John Bertrand

In less than six months, open banking sets sail. We do not want open banking to be like Twelfth Night: a shipwreck. As Shakespeare’s extraordinary play unfolds, it slips into a environment similar t

Open Banking: The Fuzzy Period

10-Jul-2017 | John Bertrand

Like Captain Ahab at the start of his voyage, banks are in a similar fuzzy period. They know Open Banking is coming with new rules to comply with, but they don't know what should they do, if anything,

banking, digital finance

Open Banking: A FitBit Style Of Change

13-Jun-2017 | John Bertrand

“Buy the ticket, take the ride.” Hunter S. Thompson’s quote can easily be applied to open banking, which becomes mandatory in the UK starting in 2018. Banking innovation lead by the regulator! I

Blockchain Inadvertently Fuels Cloud Adoption

27-Apr-2017 | John Bertrand

Banks have traditionally had an aversion to cloud computing over security fears. Whilst just about every other industry has made the transition, banks have been one of the last to adopt cloud technolo

Blockchain And Cloud: Kissing Cousins

26-Apr-2017 | John Bertrand

Last year, an article in the Wall Street Journal predicted that 2017 is the year that formerly resistant big banks will adopt the public cloud. Even the regulators have given cloud a green light,

Cloud: Elixir For Banks’ Digital Transformation

25-Apr-2017 | John Bertrand

Financial services are a stovepipe industry. Built on bespoke legacy systems, installed before the Internet, with a narrow business focus, costumed with minimum security, and sized for peak volumes.

Blockchain: A Rose By Any Other Name

24-Apr-2017 | John Bertrand

The question of what exactly blockchain is came to the fore in March with the publication of the eBook Blockchain Meets Supply Chain: Rewiring Business Operations for the Digital Age, which acknowled

Blockchain: Going Dutch

6-Apr-2017 | John Bertrand

It is 417 years this April since the Dutch arrived in Japan with their black ships. Trade with Japan was opened up, and, as they say, the rest is history. Now, the Dutch are about to make history a

banking, fintech, digitalization, digitization

How Blockchain Is Driving Cloud Adoption

14-Feb-2017 | John Bertrand

Banks have traditionally had an aversion to cloud computing, over security fears. While just about every other industry has made the transition, banks have been one of the last to adopt cloud technolo